WhatsApp has included many special and extremely useful features for its users in the recent past. People have also got a lot of comfort with the new features. Now you can also make digital payments through WhatsApp. WhatsApp has planned to connect more than 40 crore users with this service. In such a situation, if you want to use this digital payment service of WhatsApp for the first time, then you need to take special care of some things before making the payment. You have to know these things before paying anyone. Let’s know
1- Link WhatsApp number to the bank account- If you are ready to pay through WhatsApp, then first of all you should have a bank account and a mobile number linked to it. After this you have to first add your bank account and set a UPI PIN. If you already have a UPI passcode, then you can use it.
2- WhatsApp payment facility works on UPI- Payments facility on WhatsApp works on UPI just like Google Pay, Phone Pay, Bhima. So you do not need to keep money in WhatsApp wallet. You can pay directly from your bank account. When you register for payments, WhatsApp will create a fresh UPI ID. You can see this ID by going to the Payments section of the app.
Use with other apps You can send money through WhatsApp Payments to every person who has UPI, whether through other apps like Bheem, Google Pay or Phone Pay. Money can be transferred even if the recipient of the money is not registered on WhatsApp Payments. For this, WhatsApp offers the option of “enter UPI ID”. You can send money by entering Bhima, Google Pay, Phone Pay or other UPI ID.
4- Limit and Charges There is a transaction limit of one lakh rupees for UPI. Which also applies to WhatsApp. UPI is a free service and you will not have to pay any tax for this transaction. Similarly, UPI apps allow you to send money by registering people’s bank account number and IFSC code. However, this feature is not yet on WhatsApp.
5- This facility is in India right now- WhatsApp Pay facility can be used only for Indian phone numbers linked to Indian bank accounts. Many people have WhatsApp on their international numbers. These people will not be able to use WhatsApp Pay.